WeFi Learn Hub

What Is a Deobank?

A deobank uses blockchain as its core accounting layer. WeFi coined the term in September 2024. This article explains the model and how it differs from traditional neobanks.

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WeFi Review 2026

Independent analysis of the WeFi platform: crypto card fees, ITO mining mechanics, WFI token utility, Energy loyalty system. Pros, cons, and honest verdict.

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Cloud-Based Mining

Mine WFI without hardware. Activate a CBM Unit and receive proportional WFI distribution every second. No guaranteed output, no energy costs.

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Spending-as-Mining

WeFi Card payments increase your Mining Power. Each purchase converts a portion of the transaction into additional WFI distribution capacity.

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Decentralized Credit System

WeFi issues loans without credit bureaus. Two pathways: crypto collateral or Loyalty Coefficient scoring. DCS runs on WeChain with no traditional intermediaries.

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Subscription Tiers

WeFi's four subscription tiers range from free Basic Access to paid plans that auto-purchase Mining Nodes monthly through Subscription Compounding.

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WeFi Exchange

WeFi's exchange layer lives inside the Onchain Banking Account. No trading screen, no order book. Hold any of 7,000+ crypto assets and spend in fiat via the Zero Exchange Transaction.

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WeFi Card vs Crypto.com Card

Side-by-side: fees, reward models, staking requirements, custody, and geographic coverage. Crypto.com moved to subscription-and-stake in 2026. WeFi charges a flat fee.

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