WeFi Learn Hub

What Is a Deobank?

A deobank uses blockchain as its core accounting layer. WeFi coined the term in September 2024. This article explains the model and how it differs from traditional neobanks.

WeFi Review 2026

Independent analysis of the WeFi platform: crypto card fees, ITO mining mechanics, WFI token utility, Energy loyalty system. Pros, cons, and honest verdict.

Cloud-Based Mining

Mine WFI without hardware. Activate a CBM Unit and receive proportional WFI distribution every second. No guaranteed output, no energy costs.

Spending-as-Mining

WeFi Card payments increase your Mining Power. Each purchase converts a portion of the transaction into additional WFI distribution capacity.

Decentralized Credit System

WeFi issues loans without credit bureaus. Two pathways: crypto collateral or Loyalty Coefficient scoring. DCS runs on WeChain with no traditional intermediaries.

Subscription Tiers

WeFi's four subscription tiers range from free Basic Access to paid plans that auto-purchase Mining Nodes monthly through Subscription Compounding.

WeFi Exchange

WeFi's exchange layer lives inside the Onchain Banking Account. No trading screen, no order book. Hold any of 7,000+ crypto assets and spend in fiat via the Zero Exchange Transaction.

WeFi Card vs Crypto.com Card

Side-by-side: fees, reward models, staking requirements, custody, and geographic coverage. Crypto.com moved to subscription-and-stake in 2026. WeFi charges a flat fee.