WeFi Ecosystem
Deone: WeFi's Deobanking App
Deone calls itself the world's first Deobanking app. It runs on WeFi's Deobanking infrastructure: a tiered membership combining an onchain account, a tokenized card, Cloud Mining, self-custody Vault storage, and regulated securities access.
Visit Deone →Independent overview. Not affiliated with WeFi or Deone.
Deone and WeFi
Is Deone the same as WeFi?
They're different companies. WeFi provides the underlying Deobanking infrastructure: WeChain, the WFI token, Energy, and ITO. Deone is WeFi's first Deobanking product, built end-to-end on that infrastructure. That's confirmed in WeFi's official announcements to its partner and KOL network. Deone's own public-facing site doesn't mention WeFi by name, so if you land on deone.io directly, this relationship isn't obvious from the brand alone. If you already hold WFI or ITO Mining Units, Deone is the first product layer built on that same infrastructure, not a competing platform.
DeoFin is an independent informational resource, not affiliated with WeFi or Deone. Verify all product and company details through official channels before making decisions.
Quick Facts: Deone
Who Runs Deone
Deone's operating structure: 6 entities, 5 jurisdictions
Deone splits its services across separate legal entities by function and jurisdiction. That's worth understanding before you fund an account, since it determines who you're actually dealing with for each type of service.
| Entity | Jurisdiction | Function |
|---|---|---|
| Deone Ltd. | Canada (registration 2025535572) | Fiat banking, payments, deposits, withdrawals |
| 3-102-958042 S.R.L. | Costa Rica | Website operator; crypto custody and exchange services |
| Zillion Bits Ltd (ZBX) | Malta (MiCA-authorised crypto-asset service provider) | Regulated crypto custody, self-custody, and crypto-to-crypto exchange for EEA users |
| Aeon Labs Technology LLC | United Arab Emirates (License 1426075) | Software / SaaS layer |
| D1 Wealth and Investment Management | Seychelles (Securities Dealer and Broker License) | Regulated access to trading stocks, indices, commodities, futures, bonds, and RWA (rollout in progress) |
Deone says it isn't a bank. No deposits sit on a banking balance sheet, and none of it gets used for lending or fractional reserve activity. Fiat, banking, and card services depend on third-party payment processors and issuing partners, subject to user eligibility and jurisdiction. The ZBX/MiCA custody partnership and the D1 Wealth Seychelles securities license were both confirmed in WeFi's official announcements to its partner network.
Membership Tiers
Deone's 5 membership suites
Source: Deone Suites product materials, dated 2026. An earlier April 2026 community write-up described three card tiers (Platinum/Signature/Infinite) instead of these five. Naming may have changed between product revisions. Verify the current tier structure at deone.io before signing up.
| Tier | Price | Card | Wellness Points | Cloud Miner | Vault |
|---|---|---|---|---|---|
| Lite Access | Entry tier, likely free, though this isn't explicitly confirmed in Deone's public materials | Deone Digital Card | Not included | Not included | Not included |
| Deluxe Suite | Paid, annual fee | Green tokenized card | Up to $1,500 | Included | Not included |
| Prestige Suite | Paid, annual fee | Full-metal tokenized card | Up to $5,000 | Included, higher rate than Deluxe | 1 Physical Key device |
| Executive Suite | Paid, annual fee | Ceramic-metal tokenized card + Payment Bracelet | Up to $16,000 | Included, highest rate | 2 Physical Key devices |
| Continental Suite | Invite-only | Not disclosed | Not disclosed | Not disclosed | Not disclosed |
Annual fee amounts are not published in Deone's public materials. Confirm current pricing directly with Deone before committing.
The Tokenized Card
A card with no printed number
Deone's cards carry no printed card number, CVV, or expiry date. Payment credentials exist only as an encrypted token inside the chip, generated through a device-tokenization process similar to the mobile-wallet token systems used by major card networks. Deluxe ships a plastic tokenized card. Prestige upgrades to full metal. Executive goes ceramic-metal and throws in a wearable Payment Bracelet running the same tokenization.
No PAN, CVV, or expiry printed anywhere on the card
Secure element certified to Common Criteria EAL5+, the same standard used in passports and SIM cards
Each transaction generates a unique cryptogram; nothing on the card can be cloned or replayed
Accepted at 150M+ locations worldwide through global payment network acceptance
Cloud Miner
Cloud Mining: card activity feeds a mining product
From Deluxe tier up, Deone bundles Cloud Miner, a software mining product where card spending activity contributes to Cloud Mining Power. WeFi has confirmed that $WFI and Energy 'power the entire network' behind every Deobank built on its infrastructure, including Deone, and Cloud-Based Mining is already live in the WeFi mobile app for the broader ecosystem. Deone's own materials don't spell out exactly how Cloud Mining Power converts into WFI or Energy on Deone specifically. Treat the general infrastructure link as confirmed and the specific conversion mechanism as unverified. Either way, Cloud Miner is a software infrastructure product, not an investment vehicle: no fixed income or return is promised.
Bundled into Deluxe, Prestige, and Executive tiers; rate increases at higher tiers
Deone's materials don't publicly confirm what Cloud Mining Power converts to on Deone specifically, verify through official channels
No guaranteed output. Mining rate and any resulting value are not fixed or promised
The Vault
Cold storage via a dedicated hardware key
The Vault is Deone's self-custody product, separate from the payment card. Access requires a dedicated NFC hardware device called the Physical Key. Without it, no one, including Deone, can access what's stored inside. Prestige includes one Physical Key; Executive includes two, so a second device can be stored as a location-independent backup.
0.3mm treated stainless steel construction, no battery, no ports, passively powered by phone NFC
Private keys generated with a True Random Number Generator and never leave the chip
PIN verified only on the device itself, never in the app or on the phone
Resets after 3 incorrect PIN attempts; a 24-word BIP-39 recovery phrase restores access
Certified CC EAL6+, FIDO2 Level 3, SOC 2 Type II
Investment Access
A path to regulated securities trading
Through D1 Wealth and Investment Management, Deone holds a Securities Dealer and Broker License issued in Seychelles. This license is the regulatory basis for offering access to trading stocks, indices, commodities, futures, bonds, and real-world assets (RWA) within Deone. WeFi's official announcement to its partner network confirmed the license, with rollout described as in progress rather than fully live.
Licensed entity: D1 Wealth and Investment Management (Seychelles)
Covers: stocks, indices, commodities, futures, bonds, RWA
Rollout status: license secured, product access described as in progress, not confirmed live for all users
Access to specific instruments, eligibility, and jurisdictional availability aren't detailed in public materials. Verify current availability directly with Deone before assuming any instrument is accessible.
Before You Sign Up
What to check before funding a Deone account
DeoFin is independent and not affiliated with Deone or WeFi. This is not financial advice.
Annual fees aren't public
Deone markets its tiers as 'one annual fee, full access' but does not publish the fee amount for any paid tier in its public materials. Confirm actual pricing directly before committing.
Six entities, six sets of terms
Custody, banking, software, and securities access run through separate legal entities in different jurisdictions. Read the specific terms that apply to the service you're using. Custody terms differ from banking terms, and securities access has its own eligibility rules.
Cloud Mining has no guaranteed output
Cloud Miner is a software mining product tied to card spend, not a fixed-return product. What the output converts to isn't publicly specified, and mining rate is not guaranteed.
Securities access is still rolling out
The Seychelles license gives Deone the regulatory basis to offer trading access, but public materials describe it as in progress, not fully live. Don't assume any specific instrument is accessible yet.
Regional availability isn't specified
Deone's public materials don't list which countries or regions are currently supported. Verify availability for your jurisdiction before registering.
Tier names and structure may change
Public materials from different dates describe different tier structures. Confirm the current lineup and benefits directly with Deone before signing up.
Frequently Asked Questions
See Deone for yourself
Membership tiers, tokenized card, Cloud Mining, and Vault custody, all in one Deobanking account built on WeFi infrastructure.
Visit DeoneIndependent overview. Not affiliated with WeFi or Deone.
Sources
- Deone official website
- WeFi official announcement to its partner/KOL network confirming Deone as WeFi's first Deobanking product
- WeFi official announcement to its partner/KOL network, D1 Wealth and Investment Management Seychelles Securities Dealer and Broker License
- WeFi official announcement to its partner/KOL network, Deone x ZBX MiCA partnership
Last updated
July 2026
DeoFin is an independent informational resource. Not affiliated with WeFi Technologies Ltd. or Deone. Nothing on this site constitutes financial advice. Product details sourced from Deone's public materials and WeFi's official partner-network announcements, and may change without notice — verify through official channels before making decisions.