WeFi for Business

WeFi Business: Accept Crypto Payments With Zero Processing Fees

Replace Stripe, PayPal, and traditional acquirers. Accept crypto and fiat globally, settle in under 24 hours, pay zero processing fees on POS and mPOS. WeFi's software layer connects your business to WeChain.

Open Business Account →

Key Takeaways

  • Zero processing fees on physical POS and mobile POS. Traditional processors charge 2–5% per transaction.
  • Settlement in under 24 hours vs 5–7 business days with traditional banking rails.
  • Blockchain-recorded transactions: publicly verifiable, no opaque internal ledgers.
  • Modular software stack: POS, mPOS, ATM middleware, online gateway, invoicing.
  • Hardware (terminals, ATMs) provided by regional Deobank partners. WeFi supplies the software layer.
  • Businesses report 75% growth in international customers and up to 60% reduction in payment costs.

Quick Facts: WeFi Business

Product typeB2B payments infrastructure (software layer)
Processing fees (POS/mPOS)Zero
Settlement speedUnder 24 hours
Traditional banking comparison5–7 business days
ChargebacksNot possible (onchain finality)
Accounting modelBlockchain-recorded (publicly verifiable)
Asset custodyDistributed custody (participant-controlled)
Global reachBorderless — no regional banking restrictions
Infrastructure typeSoftware-first, hardware by regional Deobank partners
CompliancePCI DSS, AML/CFT, local financial licensing
What is WeFi Business

What is WeFi for Business?

WeFi for Business is a software-first payments infrastructure built on WeChain. It replaces traditional payment processors (Stripe, PayPal, and bank acquirers) by routing transactions onchain: faster settlement, publicly verifiable records, and zero processing fees on physical payments.

WeFi's role is the software layer only. Hardware (POS terminals, ATMs, vending units) is deployed by regional Deobank partners. Businesses get transaction processing, crypto-to-fiat settlement, real-time onchain proof, and a modular stack configurable for each market. The infrastructure complies with PCI DSS, AML/CFT, and local financial licensing.

WeFi Business platform interface showing corporate crypto payment tools and B2B account management dashboard
Payment solutions

Five software solutions for business payments

The suite is modular. Businesses and Deobank partners select the components that match their market and use case.

WeFi Business POS terminal processing crypto payments for retail merchant

Point-of-Sale Software

Transaction processing, crypto-to-fiat settlement, receipt generation. Connects to third-party POS terminals provided by regional Deobanks.

Zero feesInstant settlementCrypto + fiat
WeFi mobile app showing in-store payment acceptance on smartphone

Mobile POS (mPOS)

Smartphone-based payment acceptance via NFC. Turns any mobile device into a payment terminal. No dedicated hardware required.

NFC-poweredNo hardwareUniversal
Crypto ATM providing cash withdrawal and deposit via WeFi account

ATM Middleware

Cash-in/cash-out logic, identity verification, CBM unit activation. Interfaces with partner ATM networks deployed by local operators.

Cash ↔ CryptoKYC built-inCBM activation
WeFi payment gateway integration enabling onchain checkout for online stores

Online Gateway

E-commerce checkout processing, tax reporting integration. Plugin and API for existing web stores. Hardware-independent.

E-commerceAPI/pluginTax reporting
WeFi Business dashboard showing invoice creation and B2B payment tracking

Business Invoicing

Create, send, and manage invoices in stablecoins with full onchain transparency. Full audit trail for every invoice.

Stablecoin invoicingOnchain proofAudit trail
WeFi vs traditional

How WeFi Business Compares to Stripe, PayPal, and Traditional Acquirers

WeFi Business vs Traditional Payment Providers — fee, speed, and feature comparison
FeatureTraditional BankingWeFi Onchain
Settlement Speed5–7 business daysUnder 24 hours
Processing Fees2%–5% plus fixed per-transaction feesZero for POS and mPOS
ChargebacksHigh risk, costly disputesNot possible (blockchain finality)
Accounting ModelOpaque internal ledgersBlockchain-recorded (publicly verifiable)
Asset CustodyCentralized bank liabilityDistributed custody (participant-controlled)
Fraud PreventionVulnerable, manual reviewBlockchain-level protection
Global OperationsRegional restrictions, high FX costsBorderless, global Web3 liquidity
VerificationManual processes, delayed reportingReal-time onchain proof
Business results

What businesses report after switching

75%

Growth in international customers

30%

Faster payment settlements

Up to 60%

Reduction in operational payment costs vs banks and PayPal

Figures are illustrative and based on internal benchmarks compared to traditional payment providers. Results may vary.

Use cases

Who uses WeFi Business payments

Retail

Physical stores integrate POS terminal software for zero-fee crypto acceptance with instant fiat conversion. No hardware procurement: regional Deobank partners supply terminals.

E-commerce

Online gateway integrates with existing web stores via API or plugin. Stablecoin checkout, tax reporting integration, onchain audit trail for every order.

Remittances

Cross-border payment corridors without correspondent banking fees. Onchain settlement replaces SWIFT for high-frequency international transfers.

Hospitality

Hotels and restaurants in crypto-friendly markets use mPOS to turn existing smartphones into NFC payment terminals. No dedicated hardware investment.

Getting started

Three steps to onchain business payments

1

Create Business Account

Register on the WeFi platform. Business KYC and compliance setup. Takes less than a minute to start.

2

Choose Your Integration

Select POS terminal software, mPOS app, online gateway, or invoicing system. Modular stack. Deploy one or all.

3

Start Accepting Payments

Receive crypto or fiat. Settle onchain. Zero processing fees on physical payments. Real-time blockchain proof for every transaction.

Open Business Account →
Ecosystem connections

How WeFi Business connects to the ecosystem

WeFi for Business operates on the same infrastructure as the consumer deobanking platform. The same WeChain network, the same onchain accounting, the same distributed custody model.

Deobanking Platform

WeFi Business runs on the deobanking infrastructure: same onchain accounting, same distributed custody, same settlement rails.

WeChain

All business transactions settle on WeChain. The same Layer-1 blockchain that powers consumer accounts powers merchant payments.

WeFi Crypto Card

Business owners and employees can use the WeFi Card (1.5% fee with Energy) for expense management on the same platform.

Energy

Energy reduces transaction fees across the WeFi ecosystem. Businesses holding WFI can apply Energy benefits to card and platform fees.

Replace your payment processor

Zero processing fees. Under 24-hour settlement. Blockchain-recorded transactions. DeoFin is an independent resource — visit wefi.business for official business account details.

Open Business Account
FAQ

Common questions about WeFi Business

Zero processing fees for physical POS and mobile POS transactions. Traditional acquirers charge 2–5% per transaction plus fixed fees. Online gateway and specific regional configurations may have different fee structures set by local Deobank partners.
Under 24 hours, compared to 5–7 business days with traditional banking rails. Settlement speed depends on the specific product and regional Deobank configuration.
No. WeFi supplies software infrastructure only. POS terminals, ATMs, and vending hardware are provided by regional Deobank partners. For mPOS, you use your existing smartphone.
Yes. The platform accepts crypto and converts to fiat at settlement. Businesses receive their preferred currency. Customers can pay in stablecoins or cryptocurrencies.
Availability varies by region and depends on local Deobank partnerships and regulatory frameworks. Regions with mature crypto regulations support the full stack. Contact WeFi directly at wefi.business for regional availability.
WeFi is a deobanking platform, not a licensed bank. WeFi operates through multi-jurisdictional regulatory frameworks including FINTRAC (Canada) and VASP licensing. DeoFin is an independent informational resource. Verify regulatory details at wefi.co.
Stripe and PayPal charge 2.9%–3.5% per transaction plus fixed fees, with settlement in 2–7 days. WeFi Business charges zero processing fees on physical POS and mPOS, with settlement under 24 hours. The core difference is infrastructure: Stripe and PayPal route through traditional acquiring banks; WeFi routes through WeChain, a blockchain ledger. Chargebacks (a known pain point with both Stripe and PayPal) are not possible on WeFi due to blockchain finality. DeoFin is an independent informational resource. Verify current details at wefi.business.
WeFi Business provides an Online Gateway with API and plugin integrations for existing web stores. This enables stablecoin checkout, tax reporting integration, and an onchain audit trail for every order. Specific platform compatibility depends on the gateway version and regional Deobank configuration. Contact WeFi directly at wefi.business for current integration documentation.

Go deeper

Deobanking PlatformWeFi Crypto CardWeChainEnergy SystemWeFi Review 2026WeFi Glossary

Written by DeoFin Editorial · Published May 25, 2026

Primary source: official WeFi GitBook. DeoFin is an independent resource, not affiliated with WeFi Technologies Ltd. About DeoFin →